Parish Member Credit Union
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Loan Rates

Any member of Parish Members Credit Union is eligible to apply for credit, provided the member is of legal age to enter into a binding contract and the member has not caused a loss to the credit union.  Credit requests will be accepted in writing or a completed application.  A copy of the application is provided for your convenience.

Rates are effective August 10, 2017 and are subject to change.

Loan Type Term  APR (Cash Pay)   APR (Direct Deposit or Payroll Deduction) 
New Vehicles
2017 and 2018
Model Years
Up to 60 months and Qualifying Credit Score 2.90% 2.65%
Used Vehicle
2015 - 2017
Model Years
Up to 60 months 3.40% 3.15%
Used Vehicle
2011-2014
Model Years
Up to 60 months 4.90% 4.65%
Used Vehicle
2010 and older
Model Years
Up to 60 months 5.90% 5.65%
Unsecured
Personal Loans
Up to 12 months. 4.50% 4.25%
Up to 24 months. 6.50% 6.25%
Up to 36 months. 8.50% 8.25%
Shared Secured
Personal Loans
1.50 %With Direct Deposit or Payroll Deduction
Credit Card
Interest Rate
10.00%
Repayment Example – A 60 month new vehicle loan for $20,000 with a 2.00% APR would result in 60 payments of $350.54
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